Small business ventures play a sizable role in economies all over the world. In the United States, for example, small businesses represent 99 percent of all businesses operating within the country. Despite the critical role played by small businesses, the overwhelming majority of small business ventures find it difficult to secure much-needed capital through the traditional methods. According to Dymphna Boholt, recent technological advancements might be essential in ensuring that small business ventures are no longer so obviously underfunded.
The principal issue with securing small business capital is not related to the view of traditional lenders with regard to the economic importance of small businesses or the risks associated with lending to a small business. The issue appears to be the costs associated with underwriting these loans, as the traditional methodologies for underwriting a small business loan are too expensive to be worthwhile from the perspective of a lender. Boholt believes that technological advancements can solve this issue and will thus enable small businesses to secure the capital they need to thrive.
With recent technological developments, a digital lending platform can take the place of banks in meeting the lending needs of small businesses. Through the use of currently available technology, such a lending program could efficiently function as an extender of loans to small businesses that would not have otherwise had access to this kind of capital through a traditional lender. According to some estimates, digital lending platforms may soon take up as much as a fifth of the total market share of lending, which means there currently exists a significant opportunity for small businesses to take advantage of the availability of capital due to recent technological advances.
Dymphna Boholt, making money, small business
Following the historic referendum in which voters in the United Kingdom expressed a desire to break away from the European Union, the implications of such a departure quickly became the subject of debate all over the globe. Most of the discussion centered on the status of the trade agreements with both EU member countries and non-EU countries, but the Australian government immediately took steps to ensure that the future of its trade status with the UK could not be called into question or become the focus of baseless speculation. Darren Pawski took a few moments to explain the direction Australia’s government appears headed with regard to its trade status with the United Kingdom.
A financial services expert with decades of experience within the finance industry, Pawski explained how Australian Prime Minister Malcolm Turnbull made the government’s stance regarding UK trade relations quite clear. After news of the referendum reached Turnbull’s office, the prime minister made a point of reaching out to United Kingdom Prime Minister Theresa May to discuss the nature of the future of international trade relations between Australia and the UK.
Turnbull confirmed that he and his political counterpart in the United Kingdom intend to work closely to strike a free trade agreement as expediently as possible, pointing out that the strength of the international partnership between the two countries must be maintained. Through a speedy resolution to a free trade agreement between the two countries, it is plainly evident that both May and Turnbull intend to ensure that the longstanding international partnership between Britain and Australia continues well into the foreseeable future.
Brexit, Darren Pawski, Trade
Although there are surely many varied reasons and explanations, the contentious tone and sheer anger evident in the elections and policy debates occurring all over the globe exists as one of the most striking similarities among a diverse group of countries. In many systems of government, Andrew Charlton notes, policy debates have become incredibly divisive and often fall strictly along partisan lines. This leads to tactics of obstruction designed to either stall or undermine the effectiveness of any policy, resulting in political gridlock.
The public living under these systems of governance has grown increasingly frustrated, and rightly so. What is most problematic, however, is the potentially devastating and long-lasting economic impact that could be caused by this kind of political gridlock. As Charlton said, the instability associated with political gridlock rarely inspires the confidence of businesses looking to make a secure and long-term investment. With the confidence of the business sector completely undermined due to political gridlock, the strength of the economy is sure to be negatively affected.
Australia serves as a notable example, particularly since it is a country that is largely reliant on capital. Should businesses and investors grow concerned over political instability, investment in new enterprise and reinvestment in existing enterprise will decline rather sharply. Combined with the likelihood of the end of the housing boom and the growing concerns over currency adjustment, the current strength of the Australian economy could be significantly weakened in relatively short order. The consequences of a weakened economy, however, will last far longer.
Fortunately, there are measures available to prevent these adverse circumstances from coming to pass. It is simply necessary for governments the world over to recognize the instability being caused by political gridlock and the declining trust of the public that stems from that gridlock. Clearly, there are few who benefit from governmental instability, so it is therefore in the best interests of everyone to bring back stable and effective governance.
Andrew Charlton, Economy, Review
If you have a smartphone, most likely you cherish this intelligent device as it is the tool you use to do just about everything in your day-to-day life. Our smartphones have become the swiss army knife of life, that surviving nowadays without one is hard to imagine. Being as important to our daily functions as they are, many designers and businesses around have taken their approach of creating covers and cases to protect our phones from fatal or mere cosmetic damages.
Ironfish review put it this way: Think of your phone as a piece of real estate that you have invested much time and capital in. As it is with real estate, your life is in your device. Many people who have invested time and money into real estate to fix it up and then sell it at a higher value, just as they do with smartphones; so although it is an odd comparison, one can see the similarities in how your phone is like a piece of real estate that should be protected.
Business, Product, Reviews
business, Ironfish review, real estate, Review, smartphones
When discussing the potential benefits of an investment in renewable energy, most of the emphasis remains on the positive environmental impact of such an investment. According to Marlon Kobacker, there is absolutely nothing wrong with focusing on the environmental benefits of the implementation of renewable energy resources, but such a focus often overlooks the very real and quite significant economic benefit inherent in a substantial investment in sustainability.
This is true on both a micro-level as well as a macro-level, and the latter became increasingly clear when Australia’s Opposition leader stated quite plainly that the country’s manufacturing sector could enjoy quite a financial benefit from a greater focus on the production of renewable energy technologies. According to Bill Shorten, Australia has fallen behind in terms of its willingness to take advantage of renewable energy’s massive growth in recent years, and the Opposition leader cited the fact that while Australia’s economy dropped 2,600 jobs over the past two years, the rest of the world was able to add more than 2 million jobs in the renewable energy sector alone.
Partisanship aside, Shorten’s assertion that $2.5 trillion will be invested in renewable energy and renewable energy technologies within the Asia-Pacific market over the next 15 years or so is accurate, and it is hard to deny the fact that Australian manufacturing is so clearly poised to benefit from this massive growth should the country opt to invest in the production of all the relevant technologies required by the renewable energy sector.
Australia, business, Energy, Marlon Kobacker
In Australia there are countless businesses and entrepreneurs and many ways to make a profit. Have you ever heard the well-known saying that goes, “Purchase low, offer high?” News about the weakening real estate business sector may frighten off some beginner financial specialists or investers. Those who are experienced, be that as it may, register with those feeble markets as chances to get deals.
Jon Giaan is an example of a real estate investor with the experience needed to profit from those weakened markets, thereby benefiting the market and his business creating a win-win. This is what business professionals like Jon Giaan are looking for. The highly experience business person looks for ways to create rapport by relating to their client or by creating such situations as a win-win. When these things happen, they are more likely to be given as a recommendation and grow their business.
business, Jon Giaan, professional
Freedom is the choice, the ability to settle on choices without outer influence. Since the most of us live and flourish inside a society and that environment influences you, the greater part of your choices are affected in some way by that environment, so it confines your opportunity in some measure.
John Anderson of Freedom360 believes in a freedom so great, you should be able to live what you want, doing what you want. The best part is he is dedicated to making that possible for you.
Being free to live what you want means you can live the life you’ve always dreamed of. This in turn creates new opportunity for you to share with others or to embark on yourself.
business, Freedom360, John Anderson, success
There are a number of striking similarities between some of the most common terminology used by business leaders and strength and conditioning coaches like John Pryor. Corporate business leaders and strength training coaches are both concerned with sustainable growth, productivity and efficiency in all aspects of their respective activities, and many of the most critical John Pryor rugby training principles can be easily adapted for use in creating an overarching business plan.
One of the more interesting developments radically altering the manner in which business leaders and athletes perceive productivity concerns the impact of rest and recovery. This is something that Pryor has known and incorporated in his training programs for quite some time, but it is only relatively recently that businesses have also caught on. While it was once the case that longer work hours were associated with greater productivity, it is now widely understood that a tireless work ethic can often be counterproductive when done to excess.
One study focusing on productivity showed that workers completed roughly the same amount of work during a six-hour workday as they did during an eight-hour workday, demonstrating that the longer hours only resulted in the employees spreading the work out over the whole of the day. It is likewise the case that employees who do not get the proper amount of rest outside of work are less productive than their well-rested counterparts. Many of these principles originated in athletic training, where coaches quickly came to the realization that there was a more efficient approach to utilize to get the results they were seeking.
John Pryor, Review, Rugby, strength
Patients seeking an IVF specialist ought to be keenly aware of the importance of an individualized approach to medical care, according to Dr. Raouf Farag, an IVF doctor practicing on Australia’s Central Coast. For patients who are unfamiliar with the processes associated with the IVF procedure, this is often quite a daunting task that requires a great deal of research as well as an understanding of how their unique circumstances should be considered during the process of selecting a doctor.
As Dr. Raouf Farag would be likely to note, many patients have different ideas regarding how to define all of the components contributing to an ideal IVF pregnancy from beginning to end. In selecting an IVF doctor, it is therefore important for patients to clearly outline their expectations and to ensure the doctor they select is able to accommodate those expectations throughout the entirety of the process.
This likely requires patients to seek a doctor who can provide flexible care and who has prior experience caring for patients in a variety of ways while successfully bringing IVF pregnancies to term. Since the IVF doctor should be involved all the way through the post-natal period, working with the ideal IVF doctor is of paramount importance.
Dr. Raouf Farag, health
John Pryor, a rugby and strength training expert who has long been involved in preparing elite athletes for the highest levels of international sports competition, believes that strength and conditioning programs can always be improved upon through a detail-oriented approach to research and a total commitment to the accurate evaluation of the currently accepted best practices with regard to training. As a result, Mr. Pryor has consistently been at the forefront of strength and conditioning development and has achieved immense success through the implementation of his training methodologies.
While Mr. Pryor is perhaps best known for the fitness training programs he implemented through his role as the strength and conditioning coordinator for the Japan Rugby Football Union, he has also emphasized the critical importance of an appropriate focus on rest, recovery and nutrition when it comes to maximizing the fitness gains yielded through training. It is in this way that Mr. Pryor has repeatedly advanced the notion of utilizing optimal training methods rather than maximal methods, noting that optimal methods are more likely to yield greater gains, whereas maximal methods are more likely to lead to injury, fitness regression or diminishing returns.
With a Master of Health Science in Biomechanics from Southern Cross University, Mr. Pryor has long understood the importance of research and evaluation when it comes to developing ideal training methods. Through this focus on the consistent adaptation of training principles to reflect the practices yielding the best results, Mr. Pryor has demonstrated how a detail-oriented and evaluative approach is absolutely critical if peak fitness is to be achieved through training.
John Pryor, Reviews, Rugby, Training Expert